Joe Nichols is President of the firm McCloud & Nichols in Liberty, Missouri.  He has provided pension actuarial services to clients since 1988, serving as the primary actuary and account manager for many pension accounts, ranging from a one-life sole proprietor plan to a 25,000-life state fund. Joe holds a degree in Actuarial Science from the University of Nebraska in Lincoln. In addition to his membership in the ASPPA College of Pension Actuaries, Joe is an Associate in the Society of Actuaries, an Enrolled Actuary, and a member of the American Academy of Actuaries. Until recently, he also served on the Advisory Committee to the Joint Board for the Enrollment of Actuaries.  Joe became President-elect of ACOPA in August, 2010, and took office as President on August 13, 2011.

Other Officers:
Mark Dunbar, MSPA                              President - Elect
David Lipkin, MSPA                               Vice President
Kurt Piper, MSPA                                  Vice President
Lynn Young, MSPA,                               Secretary
Eugene Joseph, MSPA                           Budget Officer
Annie Brown Voldman, MSPA                 Past President
Mary Ann Rocco, MSPA                         Penultimate Past President

The President, President-elect and, for two years following the end of his or her term, the Past President, are voting members of the Leadership Council. Other officers are non-voting members.

Other Leadership Council Members:
Voting members (year term expires):

Andrew Ferguson, MSPA (2013)
William G. Karbon, MSPA, CPC, QPA (2014)
Richard Kutikoff, MSPA (2013)
Norman Levinrad, FSPA, CPC (2012)
John R. Markley, FSPA, CPC (2014)
G. Neff McGhie, III, MSPA (2013)
Stephen R. Parks, MSPA (2014)
Karen Smith, MSPA (2012)
Clifford Woodhall, MSPA (2012)

Non-voting members:
Thomas Finnegan, MSPA, CPC, ASPPA President
Judy Miller, MSPA, ASPPA staff liaison 

Executive Committee:
The President, President-elect, Vice President(s), Secretary, Budget Officer and most recent Past President are voting members of the Executive Committee, which is responsible for day-to-day operations of ACOPA.

For more information on the operation of ACOPA see the

Final Agreement and Interim Operating Principles